Banking and Financial Institutions MCQ Questions and Solutions with Explanations | Commerce

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131.
A loan is considered to be a NPA when it has not been serviced for a period up to:

A. 14 Days

B. 30 Days

C. 45 Days

D. 90 Days

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132.
'Bank rate' is the rate at which commercial banks

A. Borrow money from Reserve Bank

B. Lend money to Customers

C. Borrow money from customers

D. Lend money to Reserve Bank of India

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133.
'Eazypay', India's first mobile app for merchants to accept payments on mobile phone through multiple digital modes belongs to which bank?

A. Federal Bank

B. Dhanalakshmi Bank

C. Yes Bank

D. ICICI Bank

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134.
Which statement is false with reference to dead stocks of a bank?

A. They yield no profit to bank

B. These include furniture and buildings

C. These are used to increase reputation

D. These are non-performing assets

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135.
ATM was first introduced in India by Hongkong and Singapore Banking Corporation (HSBC) in the year

A. 1984

B. 1989

C. 1982

D. 1987

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136.
Which of the following factors can be counted for smaller number of foreign banks in India?
1. Differentiated banking
2. Public Sector Lending
3. Wholly owned subsidiaries
4. Longer Gestation Period

A. 1, 2 and 3

B. 2, 3 and 4

C. 1, 2 and 4

D. 1, 2, 3 and 4

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137.
What is the full form of NSFR?

A. Net stable fund ratio

B. Net sustainable funding ratio

C. Net stable funding ratio

D. Net stable fundable ratio

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138.
RBI controls the commercial banks through

A. periodic inspection of banks

B. follow-up action

C. calling for returns and other information

D. All of the above

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139.
When RBI reduces CRR, it results into

A. Increase in lendable resources

B. Decrease in lendable resources

C. Decrease in deposits

D. Increase in deposits

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140.
From which date have all Banks started sharing their ATM free of cost for transactions?

A. 1^st January, 2009

B. 1^st April, 2009

C. 1^st July, 2009

D. 1^st September, 2009

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Banking and Financial Institutions MCQ Questions and Solutions with Explanations | Commerce

131. A loan is considered to be a NPA when it has not been serviced for a period up to:

Answer & Solution

132. 'Bank rate' is the rate at which commercial banks

Answer & Solution

133. 'Eazypay', India's first mobile app for merchants to accept payments on mobile phone through multiple digital modes belongs to which bank?

Answer & Solution

134. Which statement is false with reference to dead stocks of a bank?

Answer & Solution

135. ATM was first introduced in India by Hongkong and Singapore Banking Corporation (HSBC) in the year

Answer & Solution

136. Which of the following factors can be counted for smaller number of foreign banks in India? 1. Differentiated banking 2. Public Sector Lending 3. Wholly owned subsidiaries 4. Longer Gestation Period

Answer & Solution

137. What is the full form of NSFR?

Answer & Solution

138. RBI controls the commercial banks through

Answer & Solution

139. When RBI reduces CRR, it results into

Answer & Solution

140. From which date have all Banks started sharing their ATM free of cost for transactions?

Answer & Solution

Read More Section(Banking and Financial Institutions)

131.
A loan is considered to be a NPA when it has not been serviced for a period up to:

132.
'Bank rate' is the rate at which commercial banks

133.
'Eazypay', India's first mobile app for merchants to accept payments on mobile phone through multiple digital modes belongs to which bank?

134.
Which statement is false with reference to dead stocks of a bank?

135.
ATM was first introduced in India by Hongkong and Singapore Banking Corporation (HSBC) in the year

136.
Which of the following factors can be counted for smaller number of foreign banks in India?
1. Differentiated banking
2. Public Sector Lending
3. Wholly owned subsidiaries
4. Longer Gestation Period

137.
What is the full form of NSFR?

138.
RBI controls the commercial banks through

139.
When RBI reduces CRR, it results into

140.
From which date have all Banks started sharing their ATM free of cost for transactions?