32.
The profitability of public sector banks is low due to
1. Over-cautions approach to lending
2. Reserve Bank policies
3. High overhead costs
4. Social sector lending

35.
Which of the following statement/s is/are true about Reserve Bank of India?

39.
Skimming' in e-banking is a method of

40.
Match the following items of List-I with the items of List-II and and indicate the correct matching.
List-I (Name of Organisation) List-II (year of Establishment)
a. IDBI 1. 1956
b. ICICI 2. 1955
c. LIC of India 3. 1990
d. SIDBI 4. 1964