Banking and Financial Institutions MCQ Questions and Solutions with Explanations | Commerce

A. It refers to growth of Aggregate Monetary Resources in relation to Gross National Product

B. It deals with our resources in commercial banking

C. It talks about the deep impact of RBI has in the economy of nation

D. It talks about shadow banking activities in the nation

A. 1962

B. 1982

C. 1972

D. 1980

A. It absorbs surplus liquidity of enduring nature arising out of large capital flows

B. It absorbs surplus liquidity through sale of short-dated government securities and treasury bills

C. Mobilised surplus liquidity is held in the MSS account with the Reserve Bank of India

D. MSS account liquidity can be used for normal government expenditure of capital nature

A. Directly lends and monitors the rural borrowers

B. Refinances the banks extending rural finance

C. Refinances the rural borrowers obtaining credit from banks

D. Directly finances the rural borrowers and gets refinance from government

A. To mobilise the savings of high income groups

B. To mobilise the savings of low and high income groups

C. To mobilise the savings of corporate

D. To mobilise the savings of low and middle income groups

A. a-3, b-4, c-1, d-2

B. a-3, b-4, c-2, d-1

C. a-2, b-3, c-4, d-1

D. a-3, b-2, c-4, d-1

A. Human error

B. System failed in the bank

C. Breakdown in internal control

D. All of the above

A. remaining NPA for less than or equal to 12 months

B. remaining NPA for more than 12 months

C. where the loss has been identified by the bank

D. when loan is overdue for a period of 1 year

A. allocates resources efficiently

B. reflects the effective use of information in the price of the shares traded therein

C. signals the changes in the listed company's performance

D. safeguards the investors money

A. It denotes reaction of the media after Budget Papers are approved in the Parliament

B. It aims to measure performance of the Government in various departments

C. It is a report submitted by the Government of India indicating strides made in different projects by ministries and departments as a first step towards converting outlays into income

D. None of the above