11.
What are the salient features of Kisan Vikas Patra?
1. Investment up to Rs. 1.5 lakh, get tax-deduction benefit under IT act.
2. KVPs can be pledged as security-deposit in public sector banks only.
3. KVP Funds can be withdrawn from ATMs using Kisan Credit card.

13.
Match the following.
List-I List-II
a. Financial instruments 1. Organised and unorganised
b. Financial market 2. Intermediaries and non-intermediaries
c. Financial institutions 3. Unorganised financial system
d. Indigenous bankers 4. Facilitate transfer of funds

14.
Registering the nomination or cancellation or change of nomination shall be regarded as important policy holder services as observed by IRDA. Recently it has taken steps regarding this registration that

15.
The success of E-banking depends upon:
1. Multi-layer Security System
2. Risk and Surveillance Management
3. Updated Flawless Software
4. Stringent Legal Frame-work

16.
Consider the following statements.
1. In case of standard assets, provision for NPA must be 25% for all types of standard assets.
2. In case of sub-standard assets, provision for NPA must be 10% for all types of standard assets.
3. In case of doubtful assets, 100% provision is required for unsecured and secured advances.
4. In case of loss assets, 10% of unsecured and 100% of secured advance must be kept as provision for NPAs.
Which of the statement(s) given above is/are correct?

17.
Which one of the following statement is incorrect?

19.
Select the techniques of monetary control adopted by RBI from the following:
1. Cash Reserve Ratio
2. Statutory Liquidity Ratio
3. Bank Rate
4. Foreign Exchange Rate in a full manner

20.
Which one of the following is an important activity of the World Bank borrowings?