11.
As per the Master Circular on "Prudential Norms on Capital Adequacy - Basel I Framework", elements of Tier I capital include:
1. Authorized Capital (Ordinary shares), statutory reserves, all other free reserves (disclosed), if any.
2. Paid-up capital (Preference shares).
3. Perpetual Non-Cumulative Preference Shares (PNCPS).
4. Innovative Perpetual Debt Instruments (IPDI).

14.
Which of the following can be identified as the proper sequence of banking sector phases in India?
1. It was under private sector control.
2. There was social control.
3. Nationalization happened.
4. There was deregulation.

15.
The central bank can significantly influence the savings, investments and consumer spending in the economy through which of the following policy?

16.
A lost asset refers to:

17.
Public Sector Banks mostly face the issue of non-performing assets. To tide over such situation, which of the following concepts should be used?

18.
Match List-I from List-II.
List-I List-II
a. Life insurance 1. Used to avoid fire related risks
b. Simple insurance 2. Harvest insurance, aircraft insurance etc
c. Fire insurance 3. It is an insurance that is done for the protection of life
d. Marine insurance 4. Insurance to be done to avoid marine risks

19.
Who are professionals who offer independent advice on financial matters to their clients and recommend suitable financial products or products that are traded and settled like financial products?