41.
Which of the following statements is not correct?

42.
Nachiket Committee has recommended Universal Electronic Bank Account (UEBA). How will it be achieved?

44.
Match the items in List-I with the items in List-II:
List-I List-II
a. ATM card 1. NPA
b. Debts due for more than 30 days 2. John Shephard Barron
c. Micro finance 3. State Finance Corporations Act
d. State level finance corporations 4. NABARD

46.
Identity the correct combination of statements with regard to banking in India:
1. The Presidency banks had acted as quasi - central banks for many decades in India.
2. The Bank of Hindustan was liquidated during 1829-32.
3. General Bank of India was an unsuccessful bank and was dissolved in 1791.
4. Bank of Calcutta was renamed as Bank of Bengal in 1921.

47.
Which of the following statement is incorrect?
$$\eqalign{ & 1.{\text{NPAs}} = \left[ {\frac{{{\text{Gross or Net NPAs}}}}{{{\text{Total advances}}}}} \right] \times 100 \cr & 2.{\text{Net NPAs}} = {\text{Gross NPAs}} - {\text{Provision for NPAs}} \cr & 3.{\text{CAR}} = \frac{{{\text{Tier two capital}} + {\text{Tier three capital}}}}{{{\text{Risk weighted assets}}}} \cr} $$
  4. Capital fund has two tiers - Tier I or core capital Tier II

48.
Which one of the following statement is incorrect?

50.
Which of the following can be taken as the main functions of financial markets?
1. Price determination
2. Funds mobilization
3. Liquidity at a low cost
4. Risk sharing
5. Capital formation