41.
In model evaluation, what is the term for the process of assessing a model's performance using a separate, held-out dataset that was not used during training or validation?

42.
What is the primary purpose of a learning rate decay in training deep neural networks?

44.
What does the term "bias-variance trade-off" refer to in the context of model evaluation and validation?

45.
In model evaluation, what is the primary goal of stratified sampling when creating train and test sets?