In this method of underwriting, the underwriter gives rating points for all the negative or adverse factors, totals them and decides extra mortality rating. Which method are we talking about?

A. Biometric rating

B. Judgmental rating

C. Clinical rating

D. Numerical rating

Answer: Option D

Solution(By Examveda Team)

Numerical rating system is underwriting method used in classifying applicants for life insurance according to certain demographic factors and assigning weights to these factors. Factors include physical condition, build, family history, personal history, habits, and morals.

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