91. _________ is the maximum amount an insurance company will pay if an insured asset is deemed a total loss.
92. Nikhil is looking for tax-efficient savings methods for his disposable income. He is considering an equity-linked savings scheme, national savings certificates and an endowment insurance policy. Premiums for which of these investments are allowed to be deducted from his taxable income?
93. An investor holds a wide range of shares. If the Reserve Bank of India announces a series of significant interest rate increases, the prices of these shares are most likely to
94. The main purpose of the guaranteed insurability rider benefit is to give the policyholder the right to
95. The changes in healthcare costs over recent years has had what general impact on healthcare insurance?
96. The general need for a pension policy results from the existence of what key problem?
97. Yash pays health insurance premiums for himself, his wife and his two children aged 13 and 8. Premiums for which of these individuals will qualify as deductible from Yash’s taxable income?
98. The sole focus during a client’s fact-find session was healthcare requirements and estate planning. Which main life stage is the most likely to fall into?
99. Apart from the salary level, what another key feature of Alok’s job is likely to have a major impact on the level of his pension, life insurance, and health insurance needs?
100. Insurance works on the principle of
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