An individual having both male and female reproductive organs is known as

An individual having both male and female reproductive organs is known as Hermaphrodite.
hermaphrodite is an organism that has both kinds of reproductive organs and can produce both gametes associated with the male and female sexes. It is a normal condition, enabling a form of sexual reproduction in which either partner can act as the female or male.
A hermaphrodite flower that has both staminate (male, pollen-producing) and carpellate (female, ovule-producing) parts.