Banking Awareness MCQs for Banking exams, IBPS, SBI

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Each section contains 100 MCQs on Banking Awareness miscellaneous .

Invoice is a:

A) Accounting document B) Legal document C) Commercial document D) None of the above

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

When does a person become insolvent?

A) When he left with no property of his own B) When he declares an insolvent by the Court C) When he terminates from a job he was holding D) When he declares himself to be an insolvent

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

When two parties make an arrangement to exchange future cash flows, it is called:

A) Options B) Arbitrage C) Swap D) Futures

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

Which of the following banks enjoys the reputation of being at the top in market capitalization among all the private banks?

A) ICICI Bank B) HDFC Bank C) Axis Bank D) IDBI Bank

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

"Claused Bill of Landing" is one which indicates:

A) Remaining constant in project cost B) Decrease in Project Cost C) Escalation in Project Cost D) None of the above

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

Insurance cover for bank deposits in our country is provided by:

A) SBI B) GIC C) LICI D) DICGC

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

Loan of very small amounts given to low income groups is called:

A) Cash credit B) Micro credit C) Simple overdraft D) No frills loans

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

When a banker talks about CDR, what is he talking about?

A) Corporate Debt Restructuring B) Corporate Debt Rollover C) Company Debt Rollover D) Corporate Deposit Restructuring

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

Expand the term ALM as used in Banking/Finance sector?

A) Asset Liability Management B) Asset Liability Maturity C) Asset Liability Mismatch D) Asset Liability Manpower

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) are terms most closely related to which of the following industries/ markets?

A) Capital Market B) Banking industry C) Commodities market D) Money Market

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

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