Consider the following statements.
Assertion (A): Taking of deposits and granting of loans single out banks.
Reasoning (R): Banks act as intermediaries when they mobilize savings from surplus units to shortage units in order to finance productive activities.

Identify the correct combination of statements with regard to banking in India.
1. For many years the presidency banks had acted as quasi-central banks.
2. The Bank of Hindustan was liquidated during 1829-32.
3. General Bank of India was an unsuccessful bank and was dissolved in 1791.
4. Bank of Calcutta was renamed as Bank of Bengal in 1921.

The coverage of Right to Information Act (RTI), 2005 is:

One of the items is not related with e-banking.

Second generation reforms in our country do not comprise of which one of the following?