State the incorrect statement

A. In the event of loss of policy document, no fresh proposal needed

B. The insurer will in such an event issue a duplicate policy without making any change in the contract

C. No fresh underwriting is involved for issue of a duplicate policy

D. The assured has to approach a competent court of law and obtain an order directing the insurer to issue a duplicate policy

Answer: Option D

Solution(By Examveda Team)

The assured does not have to approach a competent court of law and obtain an order directing the insurer to issue a duplicate policy.