What are the two methods of underwriting?

A. Direct and indirect

B. Accept and decline

C. Judgement and numerical

D. Open-ended and close-ended

Answer: Option C

Solution(By Examveda Team)

Judgement and numerical are the two methods of underwriting. In the judgement method, subjective judgment is used, often relying on the expert opinion of a medical professional known as the medical referee, especially when the deciding case is complex.