Which is incorrect?

A. Special reports like ECG, EEG, Chest x-ray reports etc are called for in large sums proposed and where the ages of the proposers are higher than otherwise

B. First insurance at age of 50 for a large sum proposed is a sign of moral hazard

C. Family history has no role in risk assessment

D. If there is no relationship between the proposer’s income and the sum proposed moral hazard is suspected

Answer: Option C

Solution(By Examveda Team)

Family history plays a critical role in assessing the risk of inherited medical conditions and single gene disorders. Several methods have been established to obtain family medical histories, including the family history questionnaire or checklist and the pedigree.