Which of the following factors can be counted for smaller number...

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Which of the following factors can be counted for smaller number of foreign banks in India?
1. Differentiated banking
2. Public Sector Lending
3. Wholly owned subsidiaries
4. Longer Gestation Period

A. 1, 2 and 3

B. 2, 3 and 4

C. 1, 2 and 4

D. 1, 2, 3 and 4

Answer: Option D

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