Which of the following is not a medical factor that influence an underwrititer’s decision?

A. Family history

B. Income

C. Personal history

D. Personal characteristics

Answer: Option B

Solution(By Examveda Team)

Personal history is not a medical factor that influence an underwrititer’s decision. Underwriting factors in health insurance are used to estimate how likely a potential policyholder is to become ill and how much treatment is likely to cost the insurer. Factors include age, height, weight, preexisting conditions and so forth.