Aam Admi Bima Yojana (AABY) extends life and disability cover to persons between the age of ............... years living below and marginally above the poverty line.

The Janasnree Bima Yojana (JBY) was merged in 2013 with the AABY to provide better administration of life insurance cover to the economically backward sections of the society. The scheme extends life and disability cover to persons between the age of 18 to 59 years living below and marginally above the poverty line under 47 identified vocational and occupational groups, including 'rural landless households'