Banking Awareness MCQs for Banking exams, IBPS, SBI

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Each section contains 100 MCQs on Banking Awareness miscellaneous .

Any note, which is wholly or partially, obliterated, shrunk, washed, altered or indecipherable is a/an

A) Mutilated note B) Imperfect note C) Soiled note D) Mismatched note

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

In India, which among the following is/are a part of Legal Tender Money?

A) Both coins and currency notes B) Both coins and bank drafts C) Both currency notes and SDRs D) Only currency notes issued by RBI

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

Tele banking is attracting the fancy of urban customer due to

A) Non-availability of time to visit bank branches B) Transport bottlenecks C) Traffic Jams D) All of the above

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

Which of the following was set up as a exclusive data communication network for banks in terms of recommendations of committee on communication network of banks?

A) BANKNET B) SWIFT C) MICR D) None of these

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

What is international banking?

A) Providing of variety of financial services to the customers who are living outside their home country B) Providing of financial services to the customers who are living in home country C) Banking between two countries D) All of the above

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

Which of the following are intermediaries are not working for Banks?

A) Direct sales agents B) Automatic dealers C) Whole sellers D) Merchant establishments

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

In banking services, which are the major characteristics affecting the channel selection

A) Intangibility B) Inseparability C) Perish ability D) All of the above

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

CBS stands for

A) Core Banking solution B) Centralized based system C) Computer based system D) None of these

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

What are the various facilities offered by banks through Tele banking?

A) Balance enquiries and Transfer of funds B) Enquiries about collection or specific credits/debits transaction C) Request for statement of accounts D) All of the above

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

What do you mean by home banking?

A) Home banking is an extended version of tele banking. B) in home banking the customer is able to access his personal account from his home for availing a variety of services which is made available. C) home banking is availed through the customer’s personal computer attached to a telephone line and modem D) All of the above

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

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