Banking Awareness MCQs for Banking exams, IBPS, SBI

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Each section contains 100 MCQs on Banking Awareness miscellaneous .

First bank in India to launch its interactive banking service through Dish TV:

A) HSBC B) ICICI Bank C) HDFC Bank D) Axis Bank

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

First Indian Governor of the RBI:

A) C.D. Deshmukh B) Sachindra Ray C) S. Mukherjee D) D.I.G. Patel

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) has been set up on the recommendations of:

A) Narashimham Committee B) Ghosh Committee C) Chore Committee D) Kapoor Committee

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

The primary relationship between the banker and the customer is that of:

A) Trustee and beneficiary B) Debtor and Creditor C) Principal and agent D) Lesser and lessee

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

A debt becomes time-barred after:

A) One year B) Two and a half year C) Three years D) Five years

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

In the matter of handling bills of exchange for collection, the relationship between customer and the bank is:

A) Trustee and the beneficiary B) Principal and agent C) Bailor and Bailee D) All of the above

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

Hypothecation is:

A) A transaction of conditional sale B) A legal transaction whereby goods may be made available as security for a debt C) Transfer of ownership by the borrower to the lender D) None of the above

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

Payment of a cheque may be countermanded by the ___

A) Payee B) True owner C) Drawee D) Drawer

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

J.S. Verma Committee Report relates to:

A) Strengthening of weak banks B) Corporate Governance C) Bank Mechanization D) None of the above

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

A Usance Bill when presented for acceptance has to be accepted/ dishonoured within:

A) 24 hours B) 36 hours C) 48 hours D) 60 hours

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

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