Banking Awareness MCQs for Banking exams, IBPS, SBI

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Each section contains 100 MCQs on Banking Awareness miscellaneous .

The society for world-wide inter-bank financial telecommunication (SWIFT)

A) was registered as a company in Belguim B) is a bank-owned non-profit co-operative society C) became operational in May 1977 D) None of these

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

How many banks in India have joined the international telecommunication network of SWIFT?

A) 249 B) 46 C) 28 D) 19

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

The commercial banking system in India comprises of

A) Scheduled and non-scheduled banks B) Nationalised banks and private sector banks C) Regional rural banks, cooperative banks D) Land development banks

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

Scheduled bank refers to a bank

A) Authoriesd by central government to transaction government business B) Registered with ministry of finance, Govt. of India C) Which is included in the second schedule to the RBI act, 1934 D) Incorporated as a cooperative society

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

Enumerate the main functions of a banker as per banking regulations act. 1949?

A) Accepting deposit of money B) Advancing of loans C) Issuance of letters of credits D) Above all

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

The SecuritisationAnd Reconstruction of Financial Assets and Enforcement of Security Interests Act (SARFAESI Act) at present, is not applicable to

A) Public Sector Banks B) Financial Institutes of the Govt. C) Private Banks D) Non Banking Financial Companies

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

"Sub Prime lending" is a term applied to the loans made to

A) Those borrows who do not have a good credit history B) Those who wish top take loan against the mortgage of tangible assets C) Those who have a good credit history and are know to bank since 10 years D) Those borrowers who are most preferred customers of the bank

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

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