Banking Awareness MCQs for Banking exams, IBPS, SBI

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Each section contains 100 MCQs on Banking Awareness miscellaneous .

What is Money Laundering?

A) Conversion of assets into cash B) Conversion of Money which is illegally obtained C) Conversion of cash into gold D) Conversion of gold into cash

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

Which one of the following is not a salient feature of debit card?

A) No bad debts to banks and no suits for recovery B) No interest earning for banks C) Works like a normal withdrawal slip D) 45 days credit is given to the card holder

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

Which of the following is a measure taken by Reserve Bank of India to control inflation in our country?

A) Raising of Repo / Reverse Repo Rate B) Increase in CRR C) Increase in SLR D) Contraction of supply of currency

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

What type of loan is granted by banks for purchase of white goods?

A) Consumption loan B) Mortgage loan C) Consumer durables loan D) Home loan

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

What is a stale cheque?

A) A cheque issued without drawer’s signature B) A cheque with only signature of the drawer C) A cheque which has completed six months from its date of issue D) A six months’ post dated cheque

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

Which one of the following constitutes the largest percentage of Retail loans in India?

A) Consumer loans B) Personal loans C) Auto loans D) Home loans

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

Which of the following happened to be the first private bank in India to receive an in-principle approval from RBI?

A) HDFC Bank B) ICICI Bank C) Yes Bank D) United Western Bank

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

Who among the following can issue commercial papers in India?

A) Corporates B) Primary dealers C) All India financial institutions D) All of above

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

When the credit committee corporation was created?

A) 1974 B) 1972 C) 1971 D) 1973

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

The co-operative bank is governed by the banking regulation Act 1949 and co-operative societies Act of

A) 1960 B) 1962 C) 1965 D) 1969

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

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