Banking Awareness MCQs for Banking exams, IBPS, SBI

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Each section contains 100 MCQs on Banking Awareness miscellaneous .

CEPI stands for?

A) Council of Environmental Pollution of India B) Centre for Environmental Pollution in India C) Comprehensive Environmental Pollution Index D) Centre for Environmental Pollution and Industries

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

Interest payable on savings bank accounts is:

A) not regulated by RBI B) regulated by Sate Governments C) regulated by Central Government D) regulated by RBI

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

Fixed deposits and recurring deposits are:

A) repayable after an agreed period B) repayable on demand C) not repayable D) repayable after death of depositors

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

When a bank returns a cheque unpaid, it is called:

A) payment of the cheque B) drawing of the cheque C) cancelling of the cheque D) dishonor of the cheque

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

Which of the following states became the first state in the country to launch RBIâ��s e-payment system for commercial tax payers?

A) Andhra Pradesh B) Karnataka C) Kerala D) Maharashtra

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

NEFT means–

A) National Electronic Funds Transfer system B) Negotiated Efficient Fund Transfer system C) National Efficient Fund Transfer solution D) Non Effective Fund Transfer system

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

Largest shareholder (in percentage shareholding) of a nationalized bank is:

A) RBI B) NABARD C) LICI D) Govt. of India

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

Banks in our country normally publicise that additional interest rate is allowed on retail domestic term deposits of

A) Minors B) Married women C) Senior citizens D) Govt. employees

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as

A) investment banking B) specialized banking C) mobile banking D) national banking

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our country–

A) Registration B) Nomination C) Indemnity D) Guarantee

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

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