Banking Awareness MCQs for Banking exams, IBPS, SBI

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Each section contains 100 MCQs on Banking Awareness miscellaneous .

Which of the following became the first private bank in India to receive an in-principle approval from RBI?

A) Yes Bank B) ICICI Bank C) HDFC Bank D) IndusInd Bank

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

Which of the following is not a contributing factor to micro-credits?

A) KYC norms B) Collaterals C) Pre-payment charges D) EMI

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

What does Deficit financing mean?

A) Government of India borrows from World Bank B) Government of India borrows from IMF C) Government of India borrows from SBI D) Government of India borrows from RBI

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

RBI revised premature deposit rules of which type of accounts?

A) Kiddy accounts B) Current accounts C) Large value fixed deposit accounts D) Dollar savings accounts

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

Lock period in Term deposit means?

A) Locker must be opened by the customer in the branch. B) The Pre-maturity is not possible. C) Another account cannot be opened by customer. D) Nominee name need not be written.

Discuss

Answer & Solution

Answer: Option B

No explanation is given for this question. Let's Discuss on Board

Financial Market broadly divided in to two. They are?

A) Money and Capital market B) Money and Black market C) Price and Money market D) Capital and Abroad market

Discuss

Answer & Solution

Answer: Option A

No explanation is given for this question. Let's Discuss on Board

Money market is a market for debt securities that pay off in the short term

A) Usually less than two years. B) Usually less than three years. C) Usually less than one year. D) Usually less than five years.

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

The Money market include

A) Treasury bills B) Cash Management bills C) Commercial papers D) All of above

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

Capital market is a market for long-term debt and equity shares. It is further divided in to?

A) Secondary Market and Bull Market. B) Bull Market and Bell Market. C) Primary Market and Secondary Market. D) Primary Market and Government Cash Bond Market.

Discuss

Answer & Solution

Answer: Option C

No explanation is given for this question. Let's Discuss on Board

Shares issued in Primary market in the form of IPO and FPO. IPO means?

A) India Public Offer B) Initial Private Offer C) Initial Public Off D) Initial Public Offer

Discuss

Answer & Solution

Answer: Option D

No explanation is given for this question. Let's Discuss on Board

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